How Senator Obama And Clinton Will Change The 2010 Tax Expiration

The Current United States Government Tax Cuts Will Expire In 2010

Under George Bush several tax cuts were passed. The only problem was that
the tax cuts were only temporary and are scheduled to expire in the year
2010. His administration knew that he would not be president after 2010,

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Vegetarian Lasagne

More and more Americans are choosing to skip the meat at meal time, therefore
I felt I should come up with vegetarian dishes from time to time.
This lasagna recipe is essentially the same as a previous lasagna recipe
at Msfinancialsavvy.com Cheap Recipes, except that the ground turkey is
replaced with one of two vegetarian mixes below.

Get The Recipe Here...

Buying A Foreclosed Home In 2008 May Or May Not Be A Bargain

In past years buying a foreclosed home assured you that 10 years down the
road you could cash out for a considerable profit. Now, with the current
foreclosure crises buyers are more critical of foreclosed homes and they
should be. The recent real estate boom took the price of homes into
the stratosphere. Now that the...
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Treasury Inflation Indexed Securities or Tips May Help During A Recession

Treasury Inflation Indexed Securities also known as TIPs, are a unique
asset class, dollar denominated, inflation protected, and backed by the
faith and credit of the United States.

TIPS are marketable securities whose principal is adjusted by changes
in the Consumer Price Index. With inflation or a rise in the index, the
principal increases. With a deflation or a drop in the index, the principal
decreases.

Read The Whole Article Here

This is scary. Its bad enough that we can't afford gas, are losing our
jobs to china, and they are foreclosing on folks home far in
excess of normal. But, now Oprah has decided to cancel her own
show, "The Big Give". Send emails to the oprah show from her website
and protest. Nothing Oprah should be cancelled. She should keep her show.


Meanwhile,

Pick up a copy of the book, Let's Get Financial Savvy! From Debt-Free to Investing With Ease
Get The Book Now

What To Do With All Those Fancy Herbs In The Grocery Store

I grow many of my own herbs, but you can easily purchase fresh herbs
in the grocery store now.

Consider these commonly used herbs available at most local grocers.

Anise-Works well in salads

Basil- Use with vegetables, salads, tomatoes, eggs, and beef.

Bay Leaf- Use in stews, casseroles, and sauces. Don't eat them,
remove before eating.
READ THE ENTIRE ARTICLE HERE....

Wild Caught Salmon Versus Farm Raised Salmon


Salmon is my favorite fish. I like the pink color, rich texture, and delicious light
taste. Salmon has omega 3 fat, which is all the rage now. Omega 3 is considered an
essential fat that most Americans don't get because of the depletion of the omega 3
fats in most other foods. It is also a quality protein chocked with lots of vitamins
and minerals. So, salmon is both delicious and healthy, the problem is which to choose, ...

Msfinancialsavvy.com
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Get A Job To Get A Business To Get A Better Job

Here we see the evidence, you can get a job and land your own business
with the expertise, and then land a good job from that expertise.Read
about Karen's experience.

How do you know when it's time for a change?

I had recently come to a dead end in my life. I had lived in Austin, Texas for 12 years. Now, despite its charm, Austin does have some drawbacks. To start with, it is a small town. The three main industries there are The State, the University of Texas, and a few high-tech manufacturing facilities that moved to Austin from Silicon Valley...

Karen Terry
MsFinancialSavvy's Business Choice Host

Read More About Job To Business And Back

A Conservative Allocation Of Top Mutual Funds

In light of the current foreclosure crises in the United States
I thought some of you would like to take a quick peak at a
conservative allocation of the top conservative mutual funds.

Recently a women contacted me to say she is horribly shocked
each and every time she reads or hears television reports about
the U.S. home foreclosure crises. Before the current crises she...

MsFinancialSavvy
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Conservative Mutual Funds

Government Home Foreclosure Rescue Plans Don't Go Far Enough

As most Americans know, America is experiencing its worse foreclosure
crises in history caused, in part, by adjustable rate subprime loans
and job losses. Now, the government is offering a couple of alternatives
to the constant flow of foreclosure homes onto the market. The problem is,
I don't think either plan will produce significant help for those in trouble.
I have outlined both plans below, the purpose of this article is to explain
the pitfalls in both. I call the first plan which was unveiled in September
2007 -- plan one, also known as FHA Secure, and the second plan, unveiled in
February 2008--plan two, also known as Project Lifeline. I am not sure when...

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Msfinancialsavvy.com

The U.S. Home Foreclosure Prognosis

When I search "have home foreclosures hit a bottom" I came up with 124,000
articles. Shocked by the shear number, I preceded to read the opinion on pages
of pages of search engine listings. There were folks who thought foreclosures
had hit bottom in 2005, we now know that is not true. Subsequently there are folks

Msfinancialsavvy.com
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I have been away from my blog for a while and I am sorry for that. I had pressing
issues to take care of this year, but now I am back. A lot has happened since I
last posted. Namely the reasons for war have changed continuously, and U.S. home
foreclosures have reached an all time record-breaking high in the United States.
These foreclosures seem to be due to a combination of bad home loans, some down
right fraudulent home loans and folks losing their jobs. Just about everything
seems to be made in China, India, Vietnam(once our arch enemy), or some other
poor country, hence the loss of jobs here.

There is one silver lining in all of this financial mayhem, company CEO's in
the United States are getting fired for bad production, bad business deals or
both, but they walk out the door with $100 million dollars, even though half
the company looses their jobs.

In this country we have increasingly poor public schools, inner city and suburban
gang violence, poor people getting imprisoned at a rate never before in history,
and middle class suburban shootings over issues as small as a single child support
payment.

A newspaper in a wealthy southern California city, San Diego just reported that
home foreclosures are up an astonishing 353%, more than 7000 in 2007 alone. As a
result the homeless population has exploded, many folks don't even have the
luxury of thinking about poor schools when their kids have nowhere to sleep.
Pray for the United States, their is still hope and their are still a lot of
good people who live here. We need new leadership and a new direction, hopefully
we will get it in our next president.

Read My Article On "Avoiding Home Foreclosure"

Get Rich Investing In The Stock Market For Your Grandchildren

It's slow and methodical, but you can get rich investing in the
stock market. You must do your homework, understand the stock
market, monitor your stocks or the companies they represent. That is
a tall order, some folks do it and it has shown proven results, others don’t and they sell before their stocks make money.

Find Out How--Go Here

MsFinancialSavvy's Taxes Host Tax Credits

For Home Improvements You can save money on your taxes this year by doing home improvementsthat entitle you to tax credits. Time is of the essence since we arealready close to the end of the year, but if you hurry you can stillcash in.

Go To Msfinancialsavvy Taxes

MsFinancialSavvy's Cheap Recipes Host

Salmon Croquettes Salmon croquettes are one of my all time favorite recipes at Msfinancialsavvy. My husband liked these a lot and taught me to make them after we married. Over the years I have tried different variations. They are delicious. You can use canned or fresh salmon. This recipes calls for canned salmon.

Salmon croquettes recipe
http://www.msfinancialsavvy.com/article.php?aId=247

Recent Stock Market Increases Are Increasing Mutual Fund Inflows

The housing market has come to a stand still. The boom seems to be over. The days of selling a home in one day, seems to be a distant memory. Now according to financial news reports the stock market has been on the rise and that means your mutual funds should be increasing in value. Check your mutual fund balances to verify this.

Read More Here...
http://www.msfinancialsavvy.com/article.php?aId=224

Katrina Survivors and Taxes

I have watched several documentaries on Kartrina and theexisting devastation of the New Orleans area. It seems themajor corporate entities such as the Superdome in New Orleansand the Gambling Casinos in Mississippi have been restoredquickly and are functioning.
The areas other than the corporate wealthy areas are stillblighted, full of piles of trash, and vacant. Insurers arefinding excuses for not paying to rebuild houses and the government keeps saying it plans to fund the rebuilding ofthe gulf coast homes, but have not.

If I am not mistaken, didn't all of those homeowners and mostof the apartment dwellers work and pay state and federal taxes? Doesn't that mean they deserve to have some of that tax money available to fix some of that devastation? Does this mean thatwhen there are natural disasters in other parts of the country people will NOT be treated as tax paying citizens of their own country--the United States, but instead like refugees with no rights?

Seeing all of those documentaries on the anniversary gave littlehope to the future of natural disaster plans in this country. A documentary by Discovery Times interviewed many of the professionalswho were present during and after the floods, who contradicted many of the negative media reports that were put on the air about Katrina victims. Were these false reports put on the air to brainwash us against the Katrina victims?

In my opinion all of this demonstrates that although we pay large amounts of state and federal taxes, the government may not be there for you if a natural disaster happens, therefore you MUST get all of your ducks in order now. Save money, keep a credit card with no balance, have an evacuation plan, have provisions, and leave when you are told. That was difficult for the poorest people who did not have money saved or credit cards, but they can tryby contacting family members out of town or finding an inexpensive hotel on higher ground outside town or asking their church for help.

Write your congressman and senator for more clear cut evacuation bills so everyone can be helped when a disaster strikes.

Msfinancialsavvy.com

Dear College Parents,

Your kids are off to college, but that does not mean they are off your radar screen. Please advise them on keeping a reasonable budget and avoiding as much debt as possible. Tell them that they will be offered college credit cards but they do not have to accept them. As a matter of fact, it is best NOT to accept them. Let them know that it is best to buy necessary items from money made as income, not as money given as a future debt payment. Also tell them, "yes, college is expensive, but we must put a cap on college spending. Live as tight as possible, borrow as little as possible.
Msfinancialsavvy

New Host Editors At Msfinancialsavvy With Show You How To Save On Medicine And Understand Religion...

Go here for medicine host...
http://www.msfinancialsavvy.com/subchannel.php?sId=76

Go here for religion host...
http://www.msfinancialsavvy.com/subchannel.php?sId=34

Health Related...Is coming
http://www.msfinancialsavvy.com/subchannel.php?sId=32

Msfinancialsavvt

The Where Abouts Of Key Lay Of Enron

I can still see the sad pictures of the hundreds of Enron employees weeping as they left the
Enron building for the last time, with empty retirement accounts in tow. They have been patiently waiting for the last Enron verdict on the most powerful culprit who steered the biggest stock scandal in history. Unfortunately that patience has proven to be in vain. It has been said that Ken Lay, the Chairman and CEO has passed away and with him much of the hope to regain the retirement money employees lost in the debacle.

Do you believe Key Lay is really dead? I for one am very suspicious. My suspicion was aroused when, 1. The coroner came on national television to convince everyone that, "Yes, it really happened, the poor guy has passed"(paraphrased). 2. When the announcement was made that the x-Enron employees may not see financial vindication.

First of all, how often does the coroner come on national tv to convince us that someone has died. I can't recall the last time. Second of all, his death should have nothing to do with the chances the employees should or should not be reimbursed for lost retirement money. This all indicates to me that Ken Lay is more likely sipping martini's on an isolated and luscious island in the middle of the pacific, than lying 6 feet under. What is your opinion?

Get savvy with your money----diversify your investments, especially your retirement account.

Msfinancialsavvy