Recent Stock Market Increases Are Increasing Mutual Fund Inflows
The housing market has come to a stand still. The boom seems to be over. The days of selling a home in one day, seems to be a distant memory. Now according to financial news reports the stock market has been on the rise and that means your mutual funds should be increasing in value. Check your mutual fund balances to verify this.
Read More Here...
http://www.msfinancialsavvy.com/article.php?aId=224
Wednesday, October 11, 2006
Tuesday, September 05, 2006
Katrina Survivors and Taxes
I have watched several documentaries on Kartrina and theexisting devastation of the New Orleans area. It seems themajor corporate entities such as the Superdome in New Orleansand the Gambling Casinos in Mississippi have been restoredquickly and are functioning.
The areas other than the corporate wealthy areas are stillblighted, full of piles of trash, and vacant. Insurers arefinding excuses for not paying to rebuild houses and the government keeps saying it plans to fund the rebuilding ofthe gulf coast homes, but have not.
If I am not mistaken, didn't all of those homeowners and mostof the apartment dwellers work and pay state and federal taxes? Doesn't that mean they deserve to have some of that tax money available to fix some of that devastation? Does this mean thatwhen there are natural disasters in other parts of the country people will NOT be treated as tax paying citizens of their own country--the United States, but instead like refugees with no rights?
Seeing all of those documentaries on the anniversary gave littlehope to the future of natural disaster plans in this country. A documentary by Discovery Times interviewed many of the professionalswho were present during and after the floods, who contradicted many of the negative media reports that were put on the air about Katrina victims. Were these false reports put on the air to brainwash us against the Katrina victims?
In my opinion all of this demonstrates that although we pay large amounts of state and federal taxes, the government may not be there for you if a natural disaster happens, therefore you MUST get all of your ducks in order now. Save money, keep a credit card with no balance, have an evacuation plan, have provisions, and leave when you are told. That was difficult for the poorest people who did not have money saved or credit cards, but they can tryby contacting family members out of town or finding an inexpensive hotel on higher ground outside town or asking their church for help.
Write your congressman and senator for more clear cut evacuation bills so everyone can be helped when a disaster strikes.
Msfinancialsavvy.com
I have watched several documentaries on Kartrina and theexisting devastation of the New Orleans area. It seems themajor corporate entities such as the Superdome in New Orleansand the Gambling Casinos in Mississippi have been restoredquickly and are functioning.
The areas other than the corporate wealthy areas are stillblighted, full of piles of trash, and vacant. Insurers arefinding excuses for not paying to rebuild houses and the government keeps saying it plans to fund the rebuilding ofthe gulf coast homes, but have not.
If I am not mistaken, didn't all of those homeowners and mostof the apartment dwellers work and pay state and federal taxes? Doesn't that mean they deserve to have some of that tax money available to fix some of that devastation? Does this mean thatwhen there are natural disasters in other parts of the country people will NOT be treated as tax paying citizens of their own country--the United States, but instead like refugees with no rights?
Seeing all of those documentaries on the anniversary gave littlehope to the future of natural disaster plans in this country. A documentary by Discovery Times interviewed many of the professionalswho were present during and after the floods, who contradicted many of the negative media reports that were put on the air about Katrina victims. Were these false reports put on the air to brainwash us against the Katrina victims?
In my opinion all of this demonstrates that although we pay large amounts of state and federal taxes, the government may not be there for you if a natural disaster happens, therefore you MUST get all of your ducks in order now. Save money, keep a credit card with no balance, have an evacuation plan, have provisions, and leave when you are told. That was difficult for the poorest people who did not have money saved or credit cards, but they can tryby contacting family members out of town or finding an inexpensive hotel on higher ground outside town or asking their church for help.
Write your congressman and senator for more clear cut evacuation bills so everyone can be helped when a disaster strikes.
Msfinancialsavvy.com
Tuesday, August 29, 2006
Dear College Parents,
Your kids are off to college, but that does not mean they are off your radar screen. Please advise them on keeping a reasonable budget and avoiding as much debt as possible. Tell them that they will be offered college credit cards but they do not have to accept them. As a matter of fact, it is best NOT to accept them. Let them know that it is best to buy necessary items from money made as income, not as money given as a future debt payment. Also tell them, "yes, college is expensive, but we must put a cap on college spending. Live as tight as possible, borrow as little as possible.
Msfinancialsavvy
Your kids are off to college, but that does not mean they are off your radar screen. Please advise them on keeping a reasonable budget and avoiding as much debt as possible. Tell them that they will be offered college credit cards but they do not have to accept them. As a matter of fact, it is best NOT to accept them. Let them know that it is best to buy necessary items from money made as income, not as money given as a future debt payment. Also tell them, "yes, college is expensive, but we must put a cap on college spending. Live as tight as possible, borrow as little as possible.
Msfinancialsavvy
Thursday, August 03, 2006
New Host Editors At Msfinancialsavvy With Show You How To Save On Medicine And Understand Religion...
Go here for medicine host...
http://www.msfinancialsavvy.com/subchannel.php?sId=76
Go here for religion host...
http://www.msfinancialsavvy.com/subchannel.php?sId=34
Health Related...Is coming
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Msfinancialsavvt
Go here for medicine host...
http://www.msfinancialsavvy.com/subchannel.php?sId=76
Go here for religion host...
http://www.msfinancialsavvy.com/subchannel.php?sId=34
Health Related...Is coming
http://www.msfinancialsavvy.com/subchannel.php?sId=32
Msfinancialsavvt
Friday, July 07, 2006
The Where Abouts Of Key Lay Of Enron
I can still see the sad pictures of the hundreds of Enron employees weeping as they left the
Enron building for the last time, with empty retirement accounts in tow. They have been patiently waiting for the last Enron verdict on the most powerful culprit who steered the biggest stock scandal in history. Unfortunately that patience has proven to be in vain. It has been said that Ken Lay, the Chairman and CEO has passed away and with him much of the hope to regain the retirement money employees lost in the debacle.
Do you believe Key Lay is really dead? I for one am very suspicious. My suspicion was aroused when, 1. The coroner came on national television to convince everyone that, "Yes, it really happened, the poor guy has passed"(paraphrased). 2. When the announcement was made that the x-Enron employees may not see financial vindication.
First of all, how often does the coroner come on national tv to convince us that someone has died. I can't recall the last time. Second of all, his death should have nothing to do with the chances the employees should or should not be reimbursed for lost retirement money. This all indicates to me that Ken Lay is more likely sipping martini's on an isolated and luscious island in the middle of the pacific, than lying 6 feet under. What is your opinion?
Get savvy with your money----diversify your investments, especially your retirement account.
Msfinancialsavvy
I can still see the sad pictures of the hundreds of Enron employees weeping as they left the
Enron building for the last time, with empty retirement accounts in tow. They have been patiently waiting for the last Enron verdict on the most powerful culprit who steered the biggest stock scandal in history. Unfortunately that patience has proven to be in vain. It has been said that Ken Lay, the Chairman and CEO has passed away and with him much of the hope to regain the retirement money employees lost in the debacle.
Do you believe Key Lay is really dead? I for one am very suspicious. My suspicion was aroused when, 1. The coroner came on national television to convince everyone that, "Yes, it really happened, the poor guy has passed"(paraphrased). 2. When the announcement was made that the x-Enron employees may not see financial vindication.
First of all, how often does the coroner come on national tv to convince us that someone has died. I can't recall the last time. Second of all, his death should have nothing to do with the chances the employees should or should not be reimbursed for lost retirement money. This all indicates to me that Ken Lay is more likely sipping martini's on an isolated and luscious island in the middle of the pacific, than lying 6 feet under. What is your opinion?
Get savvy with your money----diversify your investments, especially your retirement account.
Msfinancialsavvy
Friday, June 30, 2006
Warren Buffet And His Generous Gift To Bill Gates Charity
Warren Buffet is leaving billions, almost $40 billion dollars to Bill and Melinda Gates charity. Do you think he did it out of the kindness of his heart or for tax reasons? I would tend to think it was mainly for tax reasons, after all the inheritance tax on $40 billion dollars must be outrageous, if so that would make the united states government the benefactor instead of charity, so... faced with the choice, I would give the money to charity.
When I see what the government in the united states does with large sums of money it makes me shiver. Warren Buffet is an honerable man and he still left all of his kids rich. I think he said they will still get about a billion dollars each, wow! Not bad for not lifting a finger.
This Money Savvy Women
Msfinancialsavvy.com
Warren Buffet is leaving billions, almost $40 billion dollars to Bill and Melinda Gates charity. Do you think he did it out of the kindness of his heart or for tax reasons? I would tend to think it was mainly for tax reasons, after all the inheritance tax on $40 billion dollars must be outrageous, if so that would make the united states government the benefactor instead of charity, so... faced with the choice, I would give the money to charity.
When I see what the government in the united states does with large sums of money it makes me shiver. Warren Buffet is an honerable man and he still left all of his kids rich. I think he said they will still get about a billion dollars each, wow! Not bad for not lifting a finger.
This Money Savvy Women
Msfinancialsavvy.com
Warren Buffet And His Generous Gift To Bill Gates Charity
Warren Buffet is leaving billions, almost $40 billion dollars to Bill and Melinda Gates charity. Do you think he did it out of the kindness of his heart or for tax reasons? I would tend to think it was mainly for tax reasons, after all the inheritance tax on $40 billion dollars must be outrageous, if so that would make the united states government the benefactor instead of charity, so... faced with the choice, I would give the money to charity.
When I see what the government in the united states does with large sums of money it makes me shiver. Warren Buffet is an honerable man and he still left all of his kids rich. I think he said they will still get about a billion dollars each, wow! Not bad for not lifting a finger.
This Money Savvy Women
Msfinancialsavvy.com
Warren Buffet is leaving billions, almost $40 billion dollars to Bill and Melinda Gates charity. Do you think he did it out of the kindness of his heart or for tax reasons? I would tend to think it was mainly for tax reasons, after all the inheritance tax on $40 billion dollars must be outrageous, if so that would make the united states government the benefactor instead of charity, so... faced with the choice, I would give the money to charity.
When I see what the government in the united states does with large sums of money it makes me shiver. Warren Buffet is an honerable man and he still left all of his kids rich. I think he said they will still get about a billion dollars each, wow! Not bad for not lifting a finger.
This Money Savvy Women
Msfinancialsavvy.com
Tuesday, June 27, 2006
Friday, June 23, 2006
In The United States Minimum Wage Earners Are Getting Poorer
U.S. inflation is scheduled to increase in the future, it has always increased in the past, and is currently rising. Who cares, it mainly effects poor people who live off minimum wage. That is a sad commentary on a wealthy country such as the United States. Who can live off $5.15 an hour in the U.S. The senate just voted to NOT increase this pathetic minimum wage, so poor people will keep getting poorer, the trap they are in will be tougher to get out of. Pray for minimum wage earners in the U.S. that our government will someday have compassion.
Learn more about money and savings!
Msfinancialsavvy.com
U.S. inflation is scheduled to increase in the future, it has always increased in the past, and is currently rising. Who cares, it mainly effects poor people who live off minimum wage. That is a sad commentary on a wealthy country such as the United States. Who can live off $5.15 an hour in the U.S. The senate just voted to NOT increase this pathetic minimum wage, so poor people will keep getting poorer, the trap they are in will be tougher to get out of. Pray for minimum wage earners in the U.S. that our government will someday have compassion.
Learn more about money and savings!
Msfinancialsavvy.com
Monday, June 19, 2006
Now You Can Get Pills For Your Gas Tank
Not really! What is really happening is that the state of Texas has just pulled the plug on
a multilevel marketing organization, commonly known as a pyrmid scam. They were selling
pills they claim to extend your gas milage. The state attorney generals office in Texas just
got a temporary injuction against them and they are freezing their assets. Many experts
testified that the so-called "gas pills" do nothing to extend your gas milage in your car.
Msfinancialsavvy.com
Not really! What is really happening is that the state of Texas has just pulled the plug on
a multilevel marketing organization, commonly known as a pyrmid scam. They were selling
pills they claim to extend your gas milage. The state attorney generals office in Texas just
got a temporary injuction against them and they are freezing their assets. Many experts
testified that the so-called "gas pills" do nothing to extend your gas milage in your car.
Msfinancialsavvy.com
Friday, June 16, 2006
7 Year Old Children With Credit Cards
It's not enough that adults are filing for bankruptcy in record numbers, living on the edge financially, and stuck in debtors hell. Now we have adults trying to enlist their children as young as 7 years old to get credit cards. I would like to think it was a joke, but it was in print, black and white, on the internet. A women asking a financial writer if she could get her 7-year old child a credit card, so he could start to establish credit.
What a hoot! Everyone knows that kids under 18 can't sign legal documents. But, I was even more shocked with the answer the writer gave her. He explained to her that the child could not sign a legal document, what surprised me was that he seemed to think it was ok to start teaching a young child the bad habit of credit and debt at such a young age. I expected him to be irate, but he wasn't. He actually told her how she could include her child as a signer on the card. A seven year old, signing for credit??
Maybe it was a plant article from the debt industry, but I was sure sad when he didn't tell her that the child has plenty of time to get credit when he or she is of age and the focus now should be on teaching budgeting and good spending habits. I hope someone gives her this information soon.
Visit: Msfinancialsavvy.com, so you can get this information.
It's not enough that adults are filing for bankruptcy in record numbers, living on the edge financially, and stuck in debtors hell. Now we have adults trying to enlist their children as young as 7 years old to get credit cards. I would like to think it was a joke, but it was in print, black and white, on the internet. A women asking a financial writer if she could get her 7-year old child a credit card, so he could start to establish credit.
What a hoot! Everyone knows that kids under 18 can't sign legal documents. But, I was even more shocked with the answer the writer gave her. He explained to her that the child could not sign a legal document, what surprised me was that he seemed to think it was ok to start teaching a young child the bad habit of credit and debt at such a young age. I expected him to be irate, but he wasn't. He actually told her how she could include her child as a signer on the card. A seven year old, signing for credit??
Maybe it was a plant article from the debt industry, but I was sure sad when he didn't tell her that the child has plenty of time to get credit when he or she is of age and the focus now should be on teaching budgeting and good spending habits. I hope someone gives her this information soon.
Visit: Msfinancialsavvy.com, so you can get this information.
Thursday, June 15, 2006
Friday, June 09, 2006
Credit Counselors and the IRS
In the past few years a lot of folks have complained about so-called credit counselors who don’t get them out of debt and charge them a lot of money. They pay a fee to get counseling and receive nothing in return.
Well, it turns out one reason these companies increased exponentially is because they were given tax-exempt status for claiming to be credit counselors.
The IRS commissioner is focusing on dishonest credit or debt counselors, 41 debt counselors have lost their tax-exempt status of the 61 they recently audited. These organizations exist mainly to prey on debt heavy individuals by charging them excessive fees for little or no service.
Read More >>>
http://www.msfinancialsavvy.com/article.php?aId=167
In the past few years a lot of folks have complained about so-called credit counselors who don’t get them out of debt and charge them a lot of money. They pay a fee to get counseling and receive nothing in return.
Well, it turns out one reason these companies increased exponentially is because they were given tax-exempt status for claiming to be credit counselors.
The IRS commissioner is focusing on dishonest credit or debt counselors, 41 debt counselors have lost their tax-exempt status of the 61 they recently audited. These organizations exist mainly to prey on debt heavy individuals by charging them excessive fees for little or no service.
Read More >>>
http://www.msfinancialsavvy.com/article.php?aId=167
Tuesday, June 06, 2006
These are true Savvy Money Women
All of these women pass the Savvy Money Women test. They are all well into the millions of dollars a year for income. It seems so impossible for most women, but when you are in the right place, with the right education, and the right career and the right guidance you can make millions of honest dollars a year. Let's just hope they are all honest dollars, with all of the corporate fraud it makes you wonder. Here is your list of Savvy Money Women in the top 9 for income in corporate america.
1 Meg Whitman--- eBay $29.9 million
2 Andrea Jung Avon--- $22.1 million
3 Suzanne Johnson Goldman ---Sachs $17.5 million (tie)
4 Zoe Cruz ---Morgan Stanley $17.5 million (tie)
5 Ann Daly ---Dreamworks $16.8 million
6 Marie Toulantis ---Barnes & Noble $15.8 million
7 Patricia Russo Lucent ---$15.5 million
8 Anne Mulcahy Xerox ---$14.1 million
9 Myrtle Potter Genentech ---$14.0 million
10 Susan Desmond-Hellmann ---Genentech ---$13.4 million
Join other Savvy Money Women [Here]--
All of these women pass the Savvy Money Women test. They are all well into the millions of dollars a year for income. It seems so impossible for most women, but when you are in the right place, with the right education, and the right career and the right guidance you can make millions of honest dollars a year. Let's just hope they are all honest dollars, with all of the corporate fraud it makes you wonder. Here is your list of Savvy Money Women in the top 9 for income in corporate america.
1 Meg Whitman--- eBay $29.9 million
2 Andrea Jung Avon--- $22.1 million
3 Suzanne Johnson Goldman ---Sachs $17.5 million (tie)
4 Zoe Cruz ---Morgan Stanley $17.5 million (tie)
5 Ann Daly ---Dreamworks $16.8 million
6 Marie Toulantis ---Barnes & Noble $15.8 million
7 Patricia Russo Lucent ---$15.5 million
8 Anne Mulcahy Xerox ---$14.1 million
9 Myrtle Potter Genentech ---$14.0 million
10 Susan Desmond-Hellmann ---Genentech ---$13.4 million
Join other Savvy Money Women [Here]--
Friday, June 02, 2006
Open The Door To Happiness, Close The Door Of Debt, Money Worries, Financial Pain.
When one door of happiness closes, anogher opens; but often we look so long at the closed door that we do not see the one which has been opened for us. Live for your children as well as yourself, close the door to debt, financial destruction, and money worries.
Consider this information for your child's future--Read Msfinancialsavvy.com article here >
When one door of happiness closes, anogher opens; but often we look so long at the closed door that we do not see the one which has been opened for us. Live for your children as well as yourself, close the door to debt, financial destruction, and money worries.
Consider this information for your child's future--Read Msfinancialsavvy.com article here >
Thursday, June 01, 2006
About Money, It's Your Money, So Get it, Grow it and Keep it.
Get it--Develop your primary career, job, or business to the maximum.
Grow it--Invest wisely, to beat inflation.
Keep it--Educate yourself about budgeting, investing, insurance, career development, home buying, small business, and "get rich quick" scams.
It is your money, know your choices, and know what to avoid.
Savvy advice from, Msfinancialsavvy.com
Get it--Develop your primary career, job, or business to the maximum.
Grow it--Invest wisely, to beat inflation.
Keep it--Educate yourself about budgeting, investing, insurance, career development, home buying, small business, and "get rich quick" scams.
It is your money, know your choices, and know what to avoid.
Savvy advice from, Msfinancialsavvy.com
Wednesday, May 31, 2006
New United States Treasury Secretary,
If anyone runs into the new treasury secretary please advise him to pick up a copy of, Let's Get Financial Savvy! and PLEASE use the website, Msfinancialsavvy.com. All he needs to protect the U.S. treasury can be found in this book and the the above recommended website. The book is available at the website and all online bookstores.
If anyone runs into the new treasury secretary please advise him to pick up a copy of, Let's Get Financial Savvy! and PLEASE use the website, Msfinancialsavvy.com. All he needs to protect the U.S. treasury can be found in this book and the the above recommended website. The book is available at the website and all online bookstores.
Thursday, May 25, 2006
10 Commandments of Saving Money
Commandment #1 Thou shall open up a savings account and make regular contributions. This is the first step toward developing good saving habits. Putting money in a mattress or your car is not safe or practical.
Commandment #2 Thou shall take advantage of your 401K plan or other company plan at least to the match amount. Usually a company will give you 50 cents on the dollar up to 4 percent. This is free money and depending on the company vesting schedule this money goes with you if and when you leave. This is also a great way to help manage your taxes because the money taken from your income pretax and lowers the amount of money you pay taxes on.
Go here for the remaining 8...http://www.msfinancialsavvy.com/article.php?aId=162
Commandment #1 Thou shall open up a savings account and make regular contributions. This is the first step toward developing good saving habits. Putting money in a mattress or your car is not safe or practical.
Commandment #2 Thou shall take advantage of your 401K plan or other company plan at least to the match amount. Usually a company will give you 50 cents on the dollar up to 4 percent. This is free money and depending on the company vesting schedule this money goes with you if and when you leave. This is also a great way to help manage your taxes because the money taken from your income pretax and lowers the amount of money you pay taxes on.
Go here for the remaining 8...http://www.msfinancialsavvy.com/article.php?aId=162
Friday, May 19, 2006
Pay For College, Save Money, Create A Budget, Understand Retirement
If you are trying to pay for college, save money, create a budget or simply understand how you can eventually retire without proverty and before you have one foot in the grave, there are several steps you should take. The first of them is education. You must educate yourself, if you want to create a financially savvy and financially sane life. Begin this process with an easy, simple to read, but thorough book that explains all of these topics and more. Don't get left depending on others who could care less about how you end up financially. Sure, they will smile and pretent for a fee, sometimes a big fee, but do they really care? Unfortunately, the answer is no, and the sooner you understand that, the better off you will be, buy this book now and get many free bonuses with it.
Click here now!
If you are trying to pay for college, save money, create a budget or simply understand how you can eventually retire without proverty and before you have one foot in the grave, there are several steps you should take. The first of them is education. You must educate yourself, if you want to create a financially savvy and financially sane life. Begin this process with an easy, simple to read, but thorough book that explains all of these topics and more. Don't get left depending on others who could care less about how you end up financially. Sure, they will smile and pretent for a fee, sometimes a big fee, but do they really care? Unfortunately, the answer is no, and the sooner you understand that, the better off you will be, buy this book now and get many free bonuses with it.
Click here now!
Monday, May 15, 2006
Famous Oprah Charitable Donations...
Oprah gave $10 million of her own money to build 50 homes for Katrina Victims in Texas, and NBA star Kevin Garnett gave money to build 24 homes for Katrina Victims in Jackson, Mississippi. We see that famous stars can be kind, generous and financially savvy with their money. Their donations went far and wide. Go here, learn more...Msfinancialsavvy tutorials
Oprah gave $10 million of her own money to build 50 homes for Katrina Victims in Texas, and NBA star Kevin Garnett gave money to build 24 homes for Katrina Victims in Jackson, Mississippi. We see that famous stars can be kind, generous and financially savvy with their money. Their donations went far and wide. Go here, learn more...Msfinancialsavvy tutorials
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