Top 5 Things To Consider When Choosing A College or University


The top colleges and universities recommended by major publications;
most American students can't afford.

Several national magazines publish the top colleges and universities
in the U.S. yearly. All of the top colleges listed have one thing in
common, extreme high cost. Because the cost are so high, most
Americans cannot afford to attend these so-called "top colleges"
unless they acquire an uncontrollable school loan debt or a full 4
year scholarship. My number one consideration for choosing a top...
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The Rich Are Getting Richer And You Can To

Lately, in the news, we have seen articles showing that half
the rich people in the United States pay no taxes, and the
other half pay only a small portion. The middle class and
poor people are paying a greater portion of their income
in taxes. So, how do the middle class and poor remedy
this problem.

You have to first solve the problem of being middle or
low income. It is not easy, but it can be done. To do
this you must change your thinking and habits with
money, work, and planning.

I spell out this change in a few simple steps, in
the article,
Habits That Will Make You Rich,you can read it now.

Msfinancialsavvy.com

Important IRS Tax Information For Small Business

If you are a small business owner in the U.S., by now most of you have filed and paid your taxes, but some of you have not. Perhaps one reason is that you are confused about the information you need to properly question your tax preparer. If you have any questions about small business taxes there is a treasure trove of information you can obtain directly at...
Read All Of Small Business Tax Help Now

The Federal Governments Free Jobs Training Program

Before the current administration came into office jobs
started to leave the United States for China and other
places. That left a void in the types of jobs available
in the United States. Therefore, the current administration
started a federal job training program to benefit those...
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How To Find High Performing Mutual Funds
For A High Performance Portfolio

The stock market has been going up consistently for
the past few years, and is posed to continue on the
current positive course. Therefore, now may be the
time to research quality mutual funds. There are
literally hundreds of quality mutual funds to research,
the small list below will...
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Protecting Your Privacy On Facebook and Other
Social Networking Sites

You think privacy setting are automatically set in facebook and
other socialnetworking sites, think again. Most users don't know
that setting their profile to private is up to them. Because of
this most of the users in facebook do not have their profile set
to private. This allows marketing companies to access your
information as well as friends you don't know. Many people allow
friends to come into their network because they claim to be a friend
of a friend. These dishonest fake friends come into your facebook
page solely to gather information from your profile that will enable
them to send you spam email or gather information for identity theft.

Here are a few things the unsuspicious facebook users can do to
protect themselves:
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Ongoing Loan Modification Scams Hurting Homeowners

With a growing number of homeowners underwater with their mortgages, there are more and more scammers joining the foray. The number of complaints has increased exponentially, as foreclosures increase. Despite the crackdown on loan modification fraud, including hundreds of arrest, there is a constant stream of new scammers looking for their next victim.

Read More Now...
Ongoing Loan Modification Scams

Your Computer Basics--When Free Is Not Free

All over the internet, newspapers and television,
we see offers that promise a free trial period
for products. Some ask for a credit card when you
sign up for the offer and some do not--but bill
you later. Neither living up to the offer of a
"free trial". The paid period, which is usually
not clear, is added in after the free period is
over. The paid subscription...
Your Computer Basics--Read More Here

New Health Care Reform Myths Debunked

Here are several health care myths that have been
debunked by the government:

1. Health care reform will NOT use tax dollars to pay
for abortions. This is stated clearly in the reform
documents. The health insurance reform legislation
maintains the status quo of no federal funding for
abortions, except in cases of rape, incest
or when the life of the woman is endangered.

2. Health care reform will NOT lead to massive tax
increases and kill jobs. To the contrary, the new reform
will save tax dollars and help create jobs at the...
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10 Ways To Save Money In A Tough Economy


Many Americans complain they are having a tough
time paying bills because we are in a tough economy,
but for many of the complainers, their bill paying
was tough in a good economy. Why? They overspend
no matter how much money they make. If they under
spend when the economy is good, they will have money
left to save and then live off when the economy is
tough. Also, when the economy is tough, your good
habits will be rewarded with financial peace of mind,
transferring the good habits you learned from the
better economy to the poor economy. Since the U.S.
economic status fluctuates every 12-20 years, it is
best to keep a sound financial budget in good times and
bad.
Save Money Now, 10 Ways

Education Reform Signed As A Part Of Health Care Reform Bill

As a part of the health care reform bill President Barack
Obama signed a long over due education reform bill as a part
of the health reform package. College has become progressively
more expensive and less affordable for the middle class
in America. The education reform bill is absolutely essential.

The key points of the education reform bill is as follows:
Go Here For All Points...

Inadequate Infection Control Procedures Can Put Your
Life at Risk in a Surgery Center

Drug resistant MRSA infections are on the rise in the nation's
hospitals, and, as a retired dentist, I can tell you that infection
practices in dental offices have increased remarkably since the
discovery of the AIDS (HIV) virus. Now, despite all of the
infection control courses physicians, dentist and other health
care professionals are required to take, we find that surgery
centers all over the country are not using adequate infection
control procedures.

Because of the lack of infection control in two major surgery
centers in Las Vegas, Nevada, which caused a major hepatitis
outbreak, the federal government ordered a major...
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Austin: The Best City in Texas? Think Again!

Is Austin really the best city in Texas? Don't be so sure!

I just read an article on Monster.com (see the link at
the bottom) that rated the best cities right now for job
growth. Many of those cities are in Texas, and Austin is
ranked #1 on the list, as well as on many other similar
lists. The reasons cited are many, including a favorable...
Read The Whole Article

The Immediate Effects of Health Care Reform---One Year From Now

The Patient Protection and Affordable Care Act includes health
insurance market reforms that will bring immediate benefits
to millions of Americans, including those who currently have
coverage. The following benefits will be...
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First Time Homebuyers Tax Credit Filing Requirements

Legislative changes in November 2009 expanded and extended
the first time home buyers tax credit and also added
documentation requirements for claiming the credit. Due
to increased compliance checks by the IRS, failure to submit
documentation will slow down the issuance of any applicable
refund. The current deadline to purchase a home under this...
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Education Reform Signed As A Part Of Health Care Reform Bill

As a part of the health care reform bill President Barack
Obama signed a long over due education reform bill as a part
of the health reform package. College has become progressively
more expensive and less
affordable for the middle class...
Read More...

Knowing The ABC's of Health Insurance Can Save Your Life and Save Your Home

As a former member of the health care industry I
was amazed at how little patients knew about their
own health insurance. Some patients thought they
had great health insurance that paid for everything,
but didn’t, and some thought their health insurance
was like car insurance, if they used it, they would
be penalized. So, when patients came to my clinic I
tried to explain their health insurance benefits to
avoid confusion, but most clinics skip the explanations,
hence, it would benefit you to do your own research,
and ask lots of questions.
Read More Here...

Msfinancialsavvy

The Current Price of Gold At An All-Time High, Don't Get Cheated Out Of Yours

As with all investments, gold prices fluctuate from
year to year, and decade to decade. The price of Gold
is currently at an all time high, so it may be the time
to sell if you have a lot of jewelry odds and ends. Since
the price of gold fluctuates up and down from decade
to decade, it may not get this high again for another
20-30 years, after it starts to decline.
Read More Of This Article...

Msfinancialsavvy.com

Creating a Sustainable Budget in a Time of Financial Crises

The common sense approach to avoiding an economic
crisis during an economic downturn is to budget
when times are good as well as when times are bad.
Unfortunately, many people don't think about budgets
until finances are limited.
READ THE ENTIRE ARTICLE HERE...

Sweet Potato Pie or Pumpkin Pie Recipe

This recipe is for either sweet potato or pumpkin pie.
You can use regular sugar or splenda 0 calorie sugar
for the calorie conscious crowd. Either way it taste
great.
Get The Full Pumpkin Pie or Sweet Potato Pie Here...