College Financial Aide and FaFSA Applications

It’s that time of year for college acceptance letters, and financial aide awards. Remember, cost is the most important issue when low-income and middle-income families are considering college. You can start your financial aide application right at FAFSA, also known as The Federal Financial Aide Website, www.fafsa.ed.gov.

Also, don't forget that no matter how poor you are, financial aide usually only covers 75-80% of your overall college cost. And, with many colleges financial aide does not cover registration fees, lab fees, or books. You must raise this money yourself with summer jobs, or from family members.

A 100% guaranteed scholarship is different, and coverage is different with different colleges. Find what scholarships are available with your qualifications by 1. Asking your high school guidance counselor, 2. Asking the financial aide offices of all colleges you are interested in, 3. Doing an online search of scholarship websites, 4. Search scholarship reference books at your local library.www.MsFinancialsavvy.com

Indiana's "Right To Work" For Less Law

Indiana's "Right to Work" for less law passed quickly and secretly. The right to work law strips unions of many of its powers. This is the second time in some decades that law has been passed in Indiana, it was repealed the first time it passed. Now, it has passed again.

"The Right to Work" law stips unions of their power, giving employees less bargaining power, less pay, less health insurance and lower pensions.

In "Right to Work" states the pay is $5000 per year less, 21% of the people have less health insurance and far fewer employees have pensions or the pensions are significantly lowered.

FYI: Unemployment is at an all time low of 8.3% today, the stock market has been up 5 consecutive weeks, and is at an all-time high.

MsFinancialSavvy.com

More "Right-to-Work" for less information:
Right To Work Law Is Wrong
http://righttoworkiswrong.com/,
Wikipedia
http://en.wikipedia.org/wiki/Right-to-work_law,
Union Workers Occupy The Super Bowl
http://www.huffingtonpost.com/2012/02/03/occupy-super-bowl_n_1252775.html