The award-winning book,
Let's Get Financial Savvy!
Available at all online bookstores and off-line stores everywhere
Amazon
http://www.amazon.com/gp/product/0971979502/qid=1143817253/sr=1-1/ref=sr_1_1/103-6947675-3571821?s=books&v=glance&n=283155
Get paid to buy this book--
http://www.msfinancialsavvy.com/bestseller.php
Friday, March 31, 2006
Friday, March 24, 2006
Protect Your IRA From Fraudulent IRA Investment Scams
There are people soliciting consumers by telephone, email, fax and phone withfake IRS approved investments. They are telling them that this investment hasbeen approved by the IRS. Then they instruct them to fill out a form and completeit.
This is what is being said as per the federal trade commission:
Read More...
http://www.msfinancialsavvy.com/article.php?aId=134
There are people soliciting consumers by telephone, email, fax and phone withfake IRS approved investments. They are telling them that this investment hasbeen approved by the IRS. Then they instruct them to fill out a form and completeit.
This is what is being said as per the federal trade commission:
Read More...
http://www.msfinancialsavvy.com/article.php?aId=134
What Led Me to Business Ownership
I am a self-professed FunKreativeDiva! In one branch of my business, I manufacture and sell handmade body products such as creams, soaps, scrubs and other pampering goodies. In the other branch of my business I host parties and conduct classes where girls (young and young at heart) get to 'make' their own body products. How in the world did I arrive at this, you ask? Well, Let's look back.
Read More...
http://www.msfinancialsavvy.com/article.php?aId=133
I am a self-professed FunKreativeDiva! In one branch of my business, I manufacture and sell handmade body products such as creams, soaps, scrubs and other pampering goodies. In the other branch of my business I host parties and conduct classes where girls (young and young at heart) get to 'make' their own body products. How in the world did I arrive at this, you ask? Well, Let's look back.
Read More...
http://www.msfinancialsavvy.com/article.php?aId=133
Wednesday, March 22, 2006
Learn To Love Growth And Change And You Will Be A Success
Do you want to be even more successful? Learn to love learning and growth. The more effort you put into improving your skills, the bigger the payoff you will get. Realize that things will be hard at first, but the rewards will be worth it.
Many of us have to be reminded that almost everything worthwhile in our lives is hard at first. Learning to walk was hard at first, but gradually we learned and now it is effortless. The same holds true for our more advanced skills such as, sports, music, art, etc. We forget these past struggles to learn and take them for granted now.
Read More...
http://www.msfinancialsavvy.com/article.php?aId=132
Do you want to be even more successful? Learn to love learning and growth. The more effort you put into improving your skills, the bigger the payoff you will get. Realize that things will be hard at first, but the rewards will be worth it.
Many of us have to be reminded that almost everything worthwhile in our lives is hard at first. Learning to walk was hard at first, but gradually we learned and now it is effortless. The same holds true for our more advanced skills such as, sports, music, art, etc. We forget these past struggles to learn and take them for granted now.
Read More...
http://www.msfinancialsavvy.com/article.php?aId=132
Thursday, March 16, 2006
Traveling Shoes
I dream of traveling the world someday. I'm sure many would jump at the opportunity to explore our planet, see different cultures, experience different foods, and relish in the wonder that is earth. When was the last time you traveled to another country, or even another state? If you haven't, then it is time.
Part of changing your financial and spiritual life is learning about and experiencing different cultures. Knowing how other people live, understanding their religious beliefs, their cultural and social hierarchy, can vastly change the way you see life, and your future. It may seem unrelated, your future and travel, but they are more intertwined than you might imagine.
Every new culture you encounter opens something inside you. You become more attuned to life outside your bubble, and this in turn helps to transform you, allowing the emergence of a new way of thinking and being based on your experience.
Engage the world today. Your spiritual and economic growth could depend on it. So put on your traveling shoes, your life could depend on it.
Pittershawn Palmer
Get A Free Ecourse--
http://www.msfinancialsavvy.com/register/ecourse7.php
I dream of traveling the world someday. I'm sure many would jump at the opportunity to explore our planet, see different cultures, experience different foods, and relish in the wonder that is earth. When was the last time you traveled to another country, or even another state? If you haven't, then it is time.
Part of changing your financial and spiritual life is learning about and experiencing different cultures. Knowing how other people live, understanding their religious beliefs, their cultural and social hierarchy, can vastly change the way you see life, and your future. It may seem unrelated, your future and travel, but they are more intertwined than you might imagine.
Every new culture you encounter opens something inside you. You become more attuned to life outside your bubble, and this in turn helps to transform you, allowing the emergence of a new way of thinking and being based on your experience.
Engage the world today. Your spiritual and economic growth could depend on it. So put on your traveling shoes, your life could depend on it.
Pittershawn Palmer
Get A Free Ecourse--
http://www.msfinancialsavvy.com/register/ecourse7.php
Tuesday, March 14, 2006
Savvy Money Women
Savvy money women blog provides savvy money news about money, finance, business, career, college, computers, inspiration, investing, real estate and retirement.
If you want savvy money, finance and business tips---join us for all of the most updated articles on the web and in our savvy money, business, and finance blog.
Savvy Money News, from savvy money women
http://msfinancialsavvy.blogspot.com
Savvy money women blog provides savvy money news about money, finance, business, career, college, computers, inspiration, investing, real estate and retirement.
If you want savvy money, finance and business tips---join us for all of the most updated articles on the web and in our savvy money, business, and finance blog.
Savvy Money News, from savvy money women
http://msfinancialsavvy.blogspot.com
MsFinancialSavvy's Taxes Host
Hurricaine Katrina Victims Get Tax Extensions
Victims of all three Hurricanes Katrina, Rita or Wilma who want to claim disaster- related losses on their prior-year federal income tax returns have until October 16 to make to do so.
The IRS says that taxpayers who experienced losses due to the hurricanes can choose to claim those losses on their current-or prior-year tax returns.
As the IRS explains, the original deadline for choosing this option ordinarily is the due date of the taxpayer's current year return.
Individuals who wish to claim losses on their 2004 return instead of the 2005 tax return will have an extra six months, until October 16, to make the choice. The original deadline for making the choice was April 17.
Taxpayers who already have filed their prior-year return can file an amended return.
Speak to a qualified tax preparer such as an Enrolled Agent or Certified Public Accountant for more information.
Savvy Money News, from Savvy Money Women
http://www.msfinancialsavvy.com
Hurricaine Katrina Victims Get Tax Extensions
Victims of all three Hurricanes Katrina, Rita or Wilma who want to claim disaster- related losses on their prior-year federal income tax returns have until October 16 to make to do so.
The IRS says that taxpayers who experienced losses due to the hurricanes can choose to claim those losses on their current-or prior-year tax returns.
As the IRS explains, the original deadline for choosing this option ordinarily is the due date of the taxpayer's current year return.
Individuals who wish to claim losses on their 2004 return instead of the 2005 tax return will have an extra six months, until October 16, to make the choice. The original deadline for making the choice was April 17.
Taxpayers who already have filed their prior-year return can file an amended return.
Speak to a qualified tax preparer such as an Enrolled Agent or Certified Public Accountant for more information.
Savvy Money News, from Savvy Money Women
http://www.msfinancialsavvy.com
Friday, March 10, 2006
Earned Income Tax Credit--Its Money The Government Wants To Give You
If You Qualify
Earned Income Tax Credit or EITC as the Internal Revenue calls it is a special tax credit the government has provided for low income and moderate income individuals. Another way of putting it is; money the government is give low income wage earners as a bonus for workinghard for a low income. This article outlines information you or your tax preparer will need in the preparation of your earned income tax credit. It will also help you and your tax preparer to understand what the process is.
If You Qualify
Earned Income Tax Credit or EITC as the Internal Revenue calls it is a special tax credit the government has provided for low income and moderate income individuals. Another way of putting it is; money the government is give low income wage earners as a bonus for workinghard for a low income. This article outlines information you or your tax preparer will need in the preparation of your earned income tax credit. It will also help you and your tax preparer to understand what the process is.
- You must meet the following EITC requirements to receive the credit:
- Your must have a valid Social Security Number
- You must have earned income from employment or from self-employment.
- Your filing status cannot be married, filing separately.
- You must be a U.S. citizen or resident alien all year, or a nonresident alien married to a U.S. citizen or resident alien and filing a joint return.
- You cannot be a qualifying child of another person.
You can qualify if you have no childred but, if you do not have a qualifying child, you must:
Be age 25 but under 65 at the end of the year,Live in the United States for more than half the year, Cannot qualify as a dependent of another personYou cannot file Form 2555 or 2555-EZ (related to foreign earn income)
EITC Thresholds and LimitationsSpecial rules may apply--Current Tax Year 2005
Earned income and adjusted gross income (AGI) must each be less than:
$35,263 ($37,263 married filing jointly) with two or more qualifying children;
$31,030 ($33,030 married filing jointly) with one qualifying child;
$11,750 ($13,750 married filing jointly) with no qualifying children.
Tax Year 2005 maximum credit (money that will be paid to you):
$4,400 with two or more qualifying children;
$2,662 with one qualifying child;
$399 with no qualifying children.
Investment income must be $2,700 or less for the year.
The Advance Earned Income Tax Credit (AEITC) for tax year 2005 maximum credit the employer is allowed to provide throughout the year with the employees pay is $1,597.
A "Qualifying Child? - A "qualifying child? may enable a taxpayer to claim several tax benefits, such as head of household filing status, the exemption for a dependent, the child tax credit, the child and dependent care credit and the earned income tax credit. Prior to 2005, each of these items defined a qualifying child differently.
If you have already filed for your taxes you will still be eligible for the Earned Income Tax Credit, your tax preparer can file an amendment for you.Print this information and give it to your tax preparer. She or he can get additional information at IRS.gov, including tax forms.
Tip: Be honest in your tax reporting, dishonesty can and will come back to haunt you years later.
You can qualify if you have no childred but, if you do not have a qualifying child, you must:
Be age 25 but under 65 at the end of the year,Live in the United States for more than half the year, Cannot qualify as a dependent of another personYou cannot file Form 2555 or 2555-EZ (related to foreign earn income)EITC Thresholds and LimitationsSpecial rules may apply--Current Tax Year 2005
Earned income and adjusted gross income (AGI) must each be less than:
$35,263 ($37,263 married filing jointly) with two or more qualifying children;
$31,030 ($33,030 married filing jointly) with one qualifying child;
$11,750 ($13,750 married filing jointly) with no qualifying children.
Tax Year 2005 maximum credit(money that will be paid to you):
$4,400 with two or more qualifying children;
$2,662 with one qualifying child;
$399 with no qualifying children.Investment income must be $2,700 or less for the year.
The Advance Earned Income Tax Credit (AEITC) for tax year 2005 maximum credit the employer is allowed to provide throughout the year with the employees pay is $1,597.
A "Qualifying Child? - A "qualifying child? may enable a taxpayer to claim several tax benefits, such as head of household filing status, the exemption for a dependent, the child tax credit, the child and dependent care credit and the earned income tax credit. Prior to 2005, each of these items defined a qualifying child differently.
If you have already filed for your taxes you will still be eligible for the Earned Income Tax Credit, your tax preparer can file an amendment for you.Print this information and give it to your tax preparer. She or he can get additional information at IRS.gov, including tax forms.
Tip: Be honest in your tax reporting, dishonesty can and will come back to haunt you years later.
http://www.msfinancialsavvy.com
"Helping women to create lives that are sane, manageable, and prosperous!
Wednesday, March 01, 2006
5 Mutual Funds With A Great Five Year Return
Listed here are some of the top mutual funds for a great five year return. This is a tiny example with research and its explanations associated with it.
Here is the explanations associated with the terms below.
Mutual Fund---Is the name of the mutual fund
Expense Ratio--The cost of running and maintaining the mutual fund for the company. This should be as low as possible so more of the profits can go to you. Less than 1.00% is a good number.
Large Value--The type of mutual fund, large value concentrates of company's that are actually making a profit.
5-Year Return--The per cent return the mutual fund makes after five years.
Net Asset Value--The price per asset or similar to the price per share of stocks.
YTD--Year to date per cent return of the mutual fund.
Total Assets--The total assets owned by the mutual fund company.
Morningstar--A company that rates mutual funds according to a wide variety of facts, they are rated from 1-5.
Rank In Category(YTD)--The rank in the category of mutual fund year to date.
Symbol--Every mutual fund has a unique symbol which identifies it for research and other purposes.
Risk--Chances the mutual fund will be profitable on a continuous basis.
Click here for-- 5 Mutual Funds With Great Five Year Returns
http://www.msfinancialsavvy.com/article.php?aId=120
Listed here are some of the top mutual funds for a great five year return. This is a tiny example with research and its explanations associated with it.
Here is the explanations associated with the terms below.
Mutual Fund---Is the name of the mutual fund
Expense Ratio--The cost of running and maintaining the mutual fund for the company. This should be as low as possible so more of the profits can go to you. Less than 1.00% is a good number.
Large Value--The type of mutual fund, large value concentrates of company's that are actually making a profit.
5-Year Return--The per cent return the mutual fund makes after five years.
Net Asset Value--The price per asset or similar to the price per share of stocks.
YTD--Year to date per cent return of the mutual fund.
Total Assets--The total assets owned by the mutual fund company.
Morningstar--A company that rates mutual funds according to a wide variety of facts, they are rated from 1-5.
Rank In Category(YTD)--The rank in the category of mutual fund year to date.
Symbol--Every mutual fund has a unique symbol which identifies it for research and other purposes.
Risk--Chances the mutual fund will be profitable on a continuous basis.
Click here for-- 5 Mutual Funds With Great Five Year Returns
http://www.msfinancialsavvy.com/article.php?aId=120
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