The Focus On Money

Why should you focus on money early in life?

Here is one good reason.

The head of one of the biggest oil companies in the U.S. is retiring with $400 million dollar retirement package. At the same time we are paying from $2.50 to more than $3.00 a gallon for gas. What is wrong with this picture? Well, it should be painfully obvious that as the rich get richer, the poor definetly get poorer. Are we being taken advantage of? You bet we are. Does anyone care about the small person, working themselves to death to make a meager living? No, noone cares about you, except maybe, your mother. In this era of family discontent, even some mothers would prefer not to have contact with their greedy kids.

Anyway, I write this to demonstrate why you need to focus on money. Because noone cares about you, but you, you must focus on making an honest living, and making as much money as you can doing so, because in America:

1. You have to buy overpriced gas.
2. You have to rent or buy an exhorbantantly priced apartment or home.
3. You have to buy a care most people can't afford.
4. You have to shop in grocery stores that markup their food unnecessarily and tell us they have low profits.
5. You have to pay off atrocious college school loans, if you go to college.

The solution...
As the insanely hard working average American gets poorer, corporate giants and others get richer.

So, keep working.

Rebel, don't overpay for anything, find ways to buy cheaper as used, marked down, and if you don't have to, don't buy it at all. Americans need to rebel against price gauging NOW! or we will all be living on the streets eatting out of trash cans. That includes, the M.D., PhD., DDS, BA, RN,
and all other educated American. Get smart now.

Msfinancialsavvy.com

What I learned from Katrina--10 Tips to have you plan for an emergency.

I traveled to New Orleans and saw the devastation of the 9th Ward and spoke to the people directly effected by the horrific hurricanes. Houses were down all around me and no one had electricity or lights in the 9th Ward. Walking through the area got me thinking of my owns finances. Would I be ready in the event of a natural disaster?

Here are a 10 tips to help you prepare for a horrific event.
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Use Fresh Herbs To Spice Up Your Cooking

Fresh Herbs--the inexpensive way to use fresh herbs and spices in your cooking.

A healthy way to spice up your cooking or your salads is with fresh herbs.You can grow then in a garden or container pot if you don't have much space. Herbs grow in the spring, summer and fall in colder climates, andyear-round in warmer climates.

The most common garden and container herb plants are basil, chive, cilantro, oregano, parsley, rosemary, sage, and thyme. I have all of these in my containerherb garden. Rosemary grows as a ground cover or ornamental plant. In warmerwest coast climates rosemary grows, and grows and grows all the time. It grows well now in my east coast home as an ornamental plant in the spring, summer and fall.

In the winter many of your herbs will go dormant, but in the spring they willgrow back on their own. The following are a list of the most common herbsand many are easy to grow. This is important because herbs are expensive tobuy.

Consider these herbs and their uses-
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Personal Finance

The other day someone ask me, What is personal finance? The person who ask me is educated, works for a major company and makes a lot of money. No wonder we have so many once wealthy people filing bankruptcy, average hard working people losing homes because they are
over-come with bills. What good are american schools if they cannot define such simple terms for its graduates. Well, you have waited long enough. Are you ready for this?

Personal Finance is...

Your personal, finances.

Your finances that are personal to you.

Your ability to manage finances that are personal to you and only you.

Folks, how much simpler can I spell it out for you. Personal finances are simple. Now, get it,
before yours get complicated.

Msfinancialsavvy.com

Spring Into Financial Success

Tax Filing Time Is Approaching

Tax filing time is rapidly approaching. But you still have time to file your taxes, fund your IRA or file an extension.

Filing your taxes on time is by far the best thing to do, especially if you are self-employed. You may not get credit for the social security taxes you paid if you do not file on time. So, when you get your social security tax payment statement in the mail be sure to check it, this will tell you if you got credit for the tax you paid. It usually comes once a year.

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Investing During Retirement To Maintain The Good Life

Investing during retirement is different than investing for retirement. In investing during retirement you need to weigh and measure several different factors to assure that your money last, you will live comfortably, and if you want to leave some money to your children or grandchildren.

Your retirement nest egg must be well thought out and closely monitored.

1. Life expectancy
What do you feel your life expectancy is considering how long your parents lived and your current health status is.

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Good Southern Collard Greens Soul Food Recipe

A popular soul food recipe in the south is collard greens, mixed with proper seasonings and a few other types of greens, you have a dish that even royalty will savor.

Ingredients:
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Your Mutual Fund and Tax Consequences

If you own a mutual fund as a regular savings account, you may be subject to paying taxes on your mutual fund. If you had a substantial income or capital gain distribution, you may have substantial taxes.

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7 Ways To Organize Your Taxes

Don't let your accountant organize your receipts for taxes.You and only you are responsible to the IRS if your receiptsare not categorized correctly. Take your time, lay out yourreciepts, and place them in the category you think theybelong in. Attach each category to a sheet, list thecategory at the top of the sheet, list each item on eachsheet and why it is deductible.

1. Make two categories--Business and Home

You should have two sheets, one with Business written thetop and one with Home written at the top. Place yourbusiness file in front of your home file and your personalfile in front of your personal file. List all of thecategories you can think of and you see on the list of atypical schedule

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